INSURANCE FOR PRIVATE PROPERTY OWNERS THAT PERMIT CAMPING ON THEIR LAND

If you are a private property owner and provide areas for people to camp and enjoy the great outdoors, Insurance for you is of the utmost importance as you do not want to lose everything you have worked hard for just because a camper trips in a hole in the middle of your paddock. And relying on the cover included with some campground booking platforms, whose policies suggest you may not be insured if you charge a fee for camping, does little to assure landowners that they are protected.

The Campground Operators Association (COA), which is a trading division of the Camping, Outdoors and Accommodation Cooperative, was established as a result of the insurance insufficiency provided by some booking platforms and provides an affordable and appropriate insurance program for landowner members, which is all about removing any and all liability from the landowner and placing it with COA. Landowner members are covered with COA's $20M public liability insurance to cover the camping and related activities that occur on their property, and all liability for campers using the property is absolutely removed from the property owner through a simple licence agreement.

Plus in the unlikely event that a claim is directed at a landowner 'as an individual', rather than as a representative/ official of COA, the individual is also provided the benefit of 'Official's Liability' insurance, which provides indemnity against 'wrongful acts' committed by 'individuals' acting on behalf of the camping and related activities held under the auspices of COA. Land owners do not always understand that in undertaking their duties as a "Host" for other platforms that they also assume personal liabilities. That is why it is so imperative that COA provides this cover for its landowner members (officials). 

This insurance program still permits landowners to use other booking platforms, but most importantly it provides the assurance for landowners that they are protected when permitting camping and related activities on their land. We even include cover for activities, which include motor vehicles that are registered, ie. car, 4WD, truck, and even SSV (SXS, UTV, buggy, etc).

If you'd like to know how you can have the most appropriate protection for your private camping operation then send an email to This email address is being protected from spambots. You need JavaScript enabled to view it. and request a copy of the COA Primitive Campground Setup Guide. We'll help you get the cover you should have. 

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